30-Day Money-Back GUarantee

Fix Your Credit in 30 Days — Or You Don’t Pay.
We remove collections, late payments, repossessions, bankruptcies, inquiries, and more — or you don’t pay a dime. Real results. Guaranteed.
⭐⭐⭐⭐⭐ Rated 4.9/5.0 By 256 Customers
📍Credit Repair/Funding Experts📍
Our Results



































Empowering Your Financial Future
At Capital Vine Credit, we specialize in personal credit repair and offer funding solutions for those with exceptional credit. Unlock your financial potential with our expert guidance.


150+
$1.5+million
Credits Cleaned
for Clients
Business Funding obtained for clients
ABOUT OUR FOUNDERs
Our Founders Capital Vine Credit was founded by Hector A. Pichardo and Christopher Davin Chi, Jr. to serve the 65% of Americans struggling with poor credit scores.
Our Mission We recognized that traditional financial institutions often abandon those who need help most, so we created personalized credit repair solutions that deliver real results. Our mission is simple: help you rebuild your credit and reclaim control of your financial future.




Christopher Davin Chi, Jr.
Co-Founder & Chief Strategy Officer
Hector A. Pichardo
Co-Founder & Client Relations Director

Credit Repair Services
Helping you improve your credit score and access business funding for your financial goals.
Personal Credit Help
Expert guidance to repair your credit and enhance your financial opportunities for a brighter future.
Business Funding Options
Unlock potential funding solutions for your business once your credit is in great shape.
Explore our blog for tips and resources on credit repair and business funding strategies.