black and brown leather padded tub sofa

Fix Your Credit in 30 Days — Or You Don’t Pay.

We remove collections, late payments, repossessions, bankruptcies, inquiries, and more — or you don’t pay a dime. Real results. Guaranteed.

⭐⭐⭐⭐⭐ Rated 4.9/5.0 By 256 Customers

📍Credit Repair/Funding Experts📍

Our Results

Empowering Your Financial Future

At Capital Vine Credit, we specialize in personal credit repair and offer funding solutions for those with exceptional credit. Unlock your financial potential with our expert guidance.

150+

$1.5+million

Credits Cleaned
for Clients

Business Funding obtained for clients

ABOUT OUR FOUNDERs

Our Founders Capital Vine Credit was founded by Hector A. Pichardo and Christopher Davin Chi, Jr. to serve the 65% of Americans struggling with poor credit scores.

Our Mission We recognized that traditional financial institutions often abandon those who need help most, so we created personalized credit repair solutions that deliver real results. Our mission is simple: help you rebuild your credit and reclaim control of your financial future.

Christopher Davin Chi, Jr.
Co-Founder & Chief Strategy Officer

Hector A. Pichardo
Co-Founder & Client Relations Director

Credit Repair Services

Helping you improve your credit score and access business funding for your financial goals.

Personal Credit Help

Expert guidance to repair your credit and enhance your financial opportunities for a brighter future.

A gold American Express business credit card is placed on top of an advertisement featuring people in a professional setting. The surface is a white marble or similar texture. The card includes various numbers and text, with the notable American Express logo.
A gold American Express business credit card is placed on top of an advertisement featuring people in a professional setting. The surface is a white marble or similar texture. The card includes various numbers and text, with the notable American Express logo.
Business Funding Options

Unlock potential funding solutions for your business once your credit is in great shape.

Explore our blog for tips and resources on credit repair and business funding strategies.

A laptop displays a credit score website with a score of 825, labeled as excellent, set on a wooden table with a smartphone nearby. Dark leafy plant elements are blurred in the background.
A laptop displays a credit score website with a score of 825, labeled as excellent, set on a wooden table with a smartphone nearby. Dark leafy plant elements are blurred in the background.
A stylish storefront window features a logo and text advertising a store specialized in repairs, alterations, laundry, and coffee to go. The reflection of a scenic urban street with historic buildings can be seen in the glass, blending the interior workspace with vintage sewing machines and tools, and the outside world.
A stylish storefront window features a logo and text advertising a store specialized in repairs, alterations, laundry, and coffee to go. The reflection of a scenic urban street with historic buildings can be seen in the glass, blending the interior workspace with vintage sewing machines and tools, and the outside world.